Get a Loan Today!*

Borrow up to £5000* for almost any purpose!

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100% Secure Online Application

Warning: We do not ask for any up front fees for a loan or make unsolicited calls. There is currently a scam being carried out by fraudsters pretending to be us, never accept a loan from someone calling or emailing proporting to be from Cobra Payday Loans.

Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed).Representative 669.35% APR (variable). We are a credit broker, not a lender and as such earn commission on referrals.

9 Reasons To Use Cobra Loans

No matter what the reason is you are looking for a loan, we can help.

Super quick cash when you need it most!*

Get quick cash without the hassle with same day payout**

No Hassle Loans

Representative Example

Credit amount£250

Length of loan30 Days

Total payment£310.00

(Interest charged is £60)
Annual interest 292% (fixed) Representative 669.35% APR

Apply Now!

100% Secure Online Application

Endorsement

Lauren’s car broke down and she didn’t have money to pay for repairs. She couldn’t wait 3 weeks to get paid so applied for a short term loan through the Cobra Loans website. She got her cash straight away from a lender.

Endorsement

Applying through Cobra, Micheal got the quick cash he needed. He applied online, was accepted by a lender in minutes and got the cash into his bank.

Endorsement

An application to Cobra Loans, a lender was found for Leanne in 39 seconds. She needed the money for debt consolidation and got the money fast.

Fast same day loans - APPLY TODAY!*

Welcome to Cobra Payday Loans. We represent a new concept in short term loans, even those with a bad credit history may be considered. Offering an unparalleled service to help you get access to quick cash with the minimum of inconvenience. While some competitors may make the application process difficult, may have hidden fees and are inflexible with payment terms, the Lenders we work with try to make everything as simple and easy as possible. Our focus is on making the journey to getting the finance you need as painless as possible.

Why we’re different

Short term loan companies have a bad reputation. Hardly a week goes by when one of them hasn’t made the newspapers for a bad business practice. There’s quite a few sharks out there that you really should avoid. Thankfully we work with a panel of responsible lenders. We put customer satisfaction above our profit margins because we want to be around for the long term. While we hope that you’ll only ever need to use us once, we want to make sure that you’ll choose us again because of the great service that we’ve provided.

That’s why we’ve responded to the feedback we heard from customers of other loan firms before we set up CobraPaydayLoans.co.uk. The same feedback kept coming in: you wanted a loan service that was easy and quick to use, and wouldn’t harass you to take out more loans or badger you in other ways. So we decided to take this feedback and make the perfect loan service for everyone.

Quick and Easy Application Process

The whole point of a same day loan is to get access to quick cash. Our clients come from all backgrounds, and choose us because of how easy and quick it is to get a loan. Some lenders don’t understand this and make the application process difficult then take days to pay out the money and even advertise that they provide loans with no credit check, which is false, loans without a credit check are not possible in the UK. There’s no phone calls or faxing required, all you need to do is fill out a simple online application form and choose how much you want to borrow.

Flexible Loans

If you’re needing £200 to pay the water bill or £400 to make a rent payment, there’s no point borrowing £1000 that you don’t need. We offer a flexible service where you can choose exactly how much you need to borrow, in any amount between £100 and £5000.

Quick UK Cash Loans

Our company is entirely UK based, unlike other brokers who have head offices all over the world, you can rest easy knowing we are here for you. Being a British company means you can rely on us to be one of the quickest for UK loans on the market.

This also means of course that we are fully regulated by the Financial Conduct Authority.

Quick Payday Loans With No Credit Check

In the UK specifically all lenders must perform some sort of credit check to establish your credit worthiness, it's the law. The lenders that we use are no different and will credit check each application for a loan. Always be wary of other websites who seemingly offer loans without a credit check as it's simply not possible. But if you want to know what is meant by a no credit check loan please read on:

If there were such a thing, a no credit check loan would essentially mean that you will not be credit checked as part of the application process and as such the loan will not appear on your credit history, lenders offering this type of loan will perform a 'soft search' of your credit record just to establish that the details you have provided are correct.

Which would be ideal for those worried about other financial institutions later checking your credit record and finding that you have used payday loans in the past or for those with bad credit

No Credit Check Payday Loans

Payday loans with no credit check What are no credit check loans? In short, there is no such thing as a 'no credit check loan'. Every regulated lender in the UK must perform a credit search to assess eligibilty for any type of credit.
Why do people search for them? Some people search for this type of loan because they may have been turned downed for credit based on their credit record.
Are there any companies that offer loans with no credit check? In the UK every credit providing firm must perform affordability checks on potential new customers, it forms part of their reponsible lending charter and credit checks are part of that.

No Fuss – Guaranteed!

We hope you won’t find a better service than Cobra Payday Loans. The money could be with you the same day**, and you won’t have any hidden costs to pay. The simple to use application form is designed to make your life easier, once submitted you will connect with our panel of lenders to give you the best possible chance of approval.


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Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Cobrapaydayloans.co.uk is a registered trading name of Ready Money Capital LTD. Ready Money Capital LTD is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 802557. Licensed by the information Commissioners Office (registration number ZA441875). Cobrapayday Loans does not provide any loan or consumer Credit products directly.