Fast same day loans - APPLY TODAY!*
Welcome to Cobra Payday Loans. We represent a new concept in short term loans, even those with a bad credit history may be considered. Offering an unparalleled service to help you get access to quick cash with the minimum of inconvenience. While some competitors may make the application process difficult, may have hidden fees and are inflexible with payment terms, the Lenders we work with try to make everything as simple and easy as possible. Our focus is on making the journey to getting the finance you need as painless as possible.
Why we’re different
Short term loan companies have a bad reputation. Hardly a week goes by when one of them hasn’t made the newspapers for a bad business practice. There’s quite a few sharks out there that you really should avoid. Thankfully we work with a panel of responsible lenders. We put customer satisfaction above our profit margins because we want to be around for the long term. While we hope that you’ll only ever need to use us once, we want to make sure that you’ll choose us again because of the great service that we’ve provided.
That’s why we’ve responded to the feedback we heard from customers of other loan firms before we set up CobraPaydayLoans.co.uk. The same feedback kept coming in: you wanted a loan service that was easy and quick to use, and wouldn’t harass you to take out more loans or badger you in other ways. So we decided to take this feedback and make the perfect loan service for everyone.
Quick and Easy Application Process
The whole point of a same day loan is to get access to quick cash. Our clients come from all backgrounds, and choose us because of how easy and quick it is to get a loan. Some lenders don’t understand this and make the application process difficult then take days to pay out the money and even advertise that they provide loans with no credit check, which is false, loans without a credit check are not possible in the UK. There’s no phone calls or faxing required, all you need to do is fill out a simple online application form and choose how much you want to borrow.
If you’re needing £200 to pay the water bill or £400 to make a rent payment, there’s no point borrowing £1000 that you don’t need. We offer a flexible service where you can choose exactly how much you need to borrow, in any amount between £100 and £2000.
Quick UK Cash Loans
Our company is entirely UK based, unlike other brokers who have head offices all over the world, you can rest easy knowing we are here for you. Being a British company means you can rely on us to be one of the quickest for UK loans on the market.
This also means of course that we are fully regulated by the Financial Conduct Authority.
Quick Payday Loans With No Credit Check
In the UK specifically all lenders must perform some sort of credit check to establish your credit worthiness, it's the law. The lenders that we use are no different and will credit check each application for a loan. Always be wary of other websites who seemingly offer loans without a credit check as it's simply not possible. But if you want to know what is meant by a no credit check loan please read on:
If there were such a thing, a no credit check loan would essentially mean that you will not be credit checked as part of the application process and as such the loan will not appear on your credit history, lenders offering this type of loan will perform a 'soft search' of your credit record just to establish that the details you have provided are correct.
Which would be ideal for those worried about other financial institutions later checking your credit record and finding that you have used payday loans in the past or for those with bad credit
No Credit Check Payday Loans
|What are no credit check loans?||In short, there is no such thing as a 'no credit check loan'. Every regulated lender in the UK must perform a credit search to assess eligibilty for any type of credit.|
|Why do people search for them?||Some people search for this type of loan because they may have been turned downed for credit based on their credit record.|
|Are there any companies that offer loans with no credit check?||In the UK every credit providing firm must perform affordability checks on potential new customers, it forms part of their reponsible lending charter and credit checks are part of that.|
No Fuss – Guaranteed!
We hope you won’t find a better service than Cobra Payday Loans. The money could be with you within 15 minutes**, and you won’t have any hidden costs to pay. The simple to use application form is designed to make your life easier, once submitted you will connect with our panel of lenders to give you the best possible chance of approval.