About Our Company

Cobra Payday Loans is a trading name of Ready Money Capital Limited. We are one of the UK’s leading short term financial solutions providers, helping customers find the loan they need.

We are a customer focused company, our aim is to provide a service that is as easy to use and convenient as possible. This includes ensuring that customers are informed about our service in as clear a way possible. All while making sure we strictly adhere to all lending laws and compliance practices set out by the FCA and the ICO.

One of our core principles is to always strive to treat customers fairly and part of that is to never charge our customers a fee. Our service is completely free to use with no hidden fees and has no obligation to take out a loan.

We firmly believe that we take the hassle out of applying for finance. Testament to that is the fact that we have helped many thousands of people already throughout the UK to secure a loan.

Fully Regulated UK Based Company

As we are based in Devon and are a UK company you can rest assured that we are overseen by all the UK’s regulating bodies. Our company number is 11158988 and our address: Woodwater House, Pynes Hill, Exeter, Devon, EX2 5WR.

We have been fully authorised by the FCA under authorisation number 802557 and our ICO registration number is ZA441875.

How We Can Help You

We specialise in helping our customers find short term finance, we work closely with a selection of hand picked FCA authorised lenders. Our market leading loan matching service can quickly help you source the loan you need all from one application form, saving you the time and hassle of applying multiple times.