Cobra Payday Loans Blog

How to stop spending as much at the weekend
November 2, 2021

Top Tips for Reducing Your Weekend Spending

We all look forward to our weekends, whether we are excited about a few days to rest or eager to make the most of our free time with action-packed days. However, if you are looking to reduce your outgoings, expensive weekends can quickly start to add up. Many of us have financial goals which we […]

tips for saving for your first home
September 9, 2021

Tips for Saving for Your First Home

Buying a first home is still seen by millions of Britons as a rite of passage, allowing people to set up a family of their own and start paying into an asset that they actually own. But for many people, it feels like a next step that is increasingly out of reach, particularly for young […]

Provident enters into a scheme of arrangement
August 20, 2021

Doorstep Lender Provident Enters Scheme of Arrangement

Payday and doorstep lenders have been with us for years. Unfortunately, some of them were lending at very high interest rates, with unpleasant practices such as aggressive debt collection, poor affordability checks, and overcharging fees. On 1st April 2014, the Financial Conduct Authority became the regulator for these companies and began cracking down on unfair […]

How to save money on your wedding
July 31, 2021

How to Save Money on Your Wedding

The cost of a wedding in the UK often runs into the tens of thousands of pounds and, while it is your special day, it is worth considering some ways to lower the bill. It is possible to have a perfectly wonderful day, with most of the trimmings, on a budget. You just need to […]

Guide to consolidation loans
July 12, 2021

A Guide to Debt Consolidation Loans for Those With Bad Credit

If you have multiple debts which you are struggling to repay, you are not alone. There are many ways to tackle your debt, and one of the most popular options is a debt consolidation loan. A variety of lenders specialise in these types of loans, with many considering lending to those with a bad credit […]

Payday loans vs normal loans
May 20, 2021

What Is the Difference Between a Payday Loan and a Normal Loan?

If you find yourself in a tricky financial situation, there are many different ways you can borrow money – you can ask for help from family and friends if they can provide it, you can use a credit card, use lending companies or else take out a loan from a bank. Different types of loans […]

Managing money better for teens
April 10, 2021

Budgeting Tips for Teenagers

You’re never too young to start thinking about money – especially when it comes to building those responsible habits and practices that can benefit your life further down the line. While many young people go into the world with little money knowledge, a little bit of extra time spent on finances can go a long […]

how scammers can wreak havoc on your finances
April 1, 2021

How Scammers Can Ruin Your Family Finances

The coronavirus pandemic across the world has caused many changes in how we run our lives. From how many people we meet outside to those struggling to find a new or a first job. The financial security of families is a huge concern. According to statistics, about 730,000 people in the UK lost their jobs. […]

save money as a new parent
March 24, 2021

Top Tips for New Parents on How to Save Money

Having a baby is one of life’s greatest joys. There’s nothing else like bringing your own bundle of cuteness home from the hospital. However, there’s no getting away from the fact that it can also be an expensive time. It’s hard to know what you will need as a first-time parent, and there are so […]

Broker or Direct Lender - Which is best
March 19, 2021

Should You Get a Payday Loan From a Broker or a Direct Lender?

If you’re looking to get a payday loan in the UK, you have likely encountered both direct lenders and brokers as a part of your search – but how do they differ? Getting the right payday loan for you requires you to be as informed as possible about what your options are, so being familiar […]