Are Credit Cards Advantageous?

What are the advantages of using a credit card

Often, credit cards are seen negatively as they can encourage a person to spend money they do not have. Add in the high-interest rate, and it can be a downward spiral into financial struggle and life-affecting debt. However, credit cards – when used responsibly – have many benefits and can even help those who are […]

Read more →

Money Saving Tips for Families

saving money while raising a family

Raising a family is expensive. Even if you’re already adept at managing your finances, ensuring the needs of your children are met usually means that most of your income is earmarked for essentials like food, clothing, utility bills, hobbies and educational tools – and that’s before you even consider occasional treats like days out or […]

Read more →