Despite careful planning of your finances, it is always possible that an unexpected expense could leave you struggling until payday. For those who do not have access to savings or traditional forms of credit, such as overdrafts and credit cards, this can lead to a financial emergency. This is especially true for those with a […]
We are heading into a winter where the only certainty is the cold. Staying warm and comfortable at home is important, but it’s vital to do it in the most efficient way possible. Money is tight for some, while others may be looking at ways to generally decrease their spending or improve their carbon footprint. […]
You may have heard about the phrase “persistent debt” in the media recently – and with good reason. This is because the FCA (Financial Conduct Authority) has recently issued a warning to lenders against a blanket suspension of credit cards to people who are classed as in persistent debt. Persistent debt is the term given […]
With the UK officially entering the biggest recession in the country’s history and many industries still struggling to survive, a growing percentage of people are now out of work, furloughed, or simply need to lower their expenses. If you were affected financially by the Covid-19 pandemic, you might be wondering how to save more during […]
The unfolding COVID-19 pandemic has tested many UK families to the limit, and the latest financial figures to come out of government sources only serve to heighten the worry felt by many over their financial futures. With millions of people on a furlough scheme that runs out in October, and many more finding themselves in […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.