Cobra Payday Loans Blog

managing money when paid monthly
October 28, 2020

Paid Monthly? How to Make Cash Last

It’s hard to know which is the toughest to manage. Getting paid weekly or monthly both present their own challenges. However, the horrible feeling of dread that you’re totally skint for at least one week each month is certainly not pleasant. Especially if that’s the week the big bills need to be paid! Money constantly […]

8 benefits of payday loans
October 24, 2020

Eight (Often Overlooked) Benefits of Payday Loans

It would be no exaggeration to state that the majority of media coverage related to payday loans does, to some extent, veer towards the negative. However, because of this, the core features associated with such loans are often overlooked and therefore the people that could benefit may not consider them a viable option. Any loan […]

is there such a thing a no credit check payday loans
October 15, 2020

Is It Possible to Get a Payday Loan Without a Credit Check?

Despite careful planning of your finances, it is always possible that an unexpected expense could leave you struggling until payday. For those who do not have access to savings or traditional forms of credit, such as overdrafts and credit cards, this can lead to a financial emergency. This is especially true for those with a […]

Trim Down Your Heating Bills This Winter With These Top Hacks
October 14, 2020

Trim Down Your Heating Bills This Winter With These Top Hacks

We are heading into a winter where the only certainty is the cold. Staying warm and comfortable at home is important, but it’s vital to do it in the most efficient way possible. Money is tight for some, while others may be looking at ways to generally decrease their spending or improve their carbon footprint. […]

Get out of credit card debt
October 11, 2020

How to Get Out of Persistent Credit Card Debt

You may have heard about the phrase “persistent debt” in the media recently – and with good reason. This is because the FCA (Financial Conduct Authority) has recently issued a warning to lenders against a blanket suspension of credit cards to people who are classed as in persistent debt. Persistent debt is the term given […]

Saving money during the Covid-19 pandemic
October 5, 2020

How to Save Money During the Covid-19 Pandemic

With the UK officially entering the biggest recession in the country’s history and many industries still struggling to survive, a growing percentage of people are now out of work, furloughed, or simply need to lower their expenses. If you were affected financially by the Covid-19 pandemic, you might be wondering how to save more during […]

payday loans in an emergency
October 3, 2020

The Value of Payday Loans in an Emergency

The unfolding COVID-19 pandemic has tested many UK families to the limit, and the latest financial figures to come out of government sources only serve to heighten the worry felt by many over their financial futures. With millions of people on a furlough scheme that runs out in October, and many more finding themselves in […]

What are the advantages of using a credit card
September 27, 2020

Are Credit Cards Advantageous?

Often, credit cards are seen negatively as they can encourage a person to spend money they simply do not have. Add in the high-interest rate and it can be a downward spiral into financial struggle and life-affecting debt. However, credit cards – when used responsibly – have many benefits and can even help those who […]

saving money while raising a family
September 13, 2020

Money Saving Tips for Families

Raising a family is expensive. Even if you’re already adept at managing your finances, ensuring the needs of your children are met usually means that most of your income is earmarked for essentials like food, clothing, utility bills, hobbies and educational tools – and that’s before you even consider occasional treats like days out or […]

zero based budgeting
September 9, 2020

What Is Zero-based Budgeting and How Does It Work?

One of the best ways to make sure that you don’t have significant financial issues is to use a zero-based budget. This strategy can help you stay within your means and at the same time plan for future financial security. So, what is zero-based budgeting and how can you ensure that it works for you? […]