Cobra Payday Loans Blog

Payday loans vs normal loans
May 20, 2021

What Is the Difference Between a Payday Loan and a Normal Loan?

If you find yourself in a tricky financial situation, there are many different ways you can borrow money – you can ask for help from family and friends if they are able to provide it, you can use a credit card, use lending companies or else take out a loan from a bank. Different types […]

Managing money better for teens
April 10, 2021

Budgeting Tips for Teenagers

You’re never too young to start thinking about money – especially when it comes to building those responsible habits and practices that can benefit your life further down the line. While many young people go into the world with little money knowledge, a little bit of extra time spent on finances can go a long […]

how scammers can wreak havoc on your finances
April 1, 2021

How Scammers Can Ruin Your Family Finances

The coronavirus pandemic across the world has caused many changes in how we run our lives. From how many people we meet outside to those who are struggling to find a new, or a first, job. Financial security of families is a really big concern. According to statistics, about 730,000 people in the UK lost […]

save money as a new parent
March 24, 2021

Top Tips for New Parents on How to Save Money

Having a baby is one of life’s greatest joys, there’s nothing else like bringing your own bundle of cuteness home from the hospital. However, there’s no getting away from the fact that it can also be an expensive time. It’s hard to know what you are going to need as a first-time parent and there […]

Broker or Direct Lender - Which is best
March 19, 2021

Should You Get a Payday Loan From a Broker or a Direct Lender?

If you’re looking to get a payday loan, you have likely encountered both direct lenders and brokers as a part of your search – but how do they differ? Getting the right payday loan for you requires you to be as informed as possible about what your options are, so being familiar with the differences […]

Setting the right financial mindset from the start
March 7, 2021

Starting Out? Set a Mindset for a Lifetime of Shrewd Finances

Whether you’re a fresher or starting out on your own. Whether it’s your first foray into the big wide world or you’re setting up a new home, flying the nest brings freedom but also the opportunity for your first financial mistakes. Money can be unforgiving. A misjudgement here and there, the temptation to splurge the […]

What to do if you keep being rejected for credit
February 23, 2021

What Should I Do If I Keep Being Rejected for Loans and Credit Cards?

If you are being rejected for loans and credit cards again and again, we understand it can be difficult to know where you are going wrong. Many credit cards are now marketed as being for those with poor credit scores, and offer same day approval and spending. However, where this has not been your experience, […]

How does the four pots method work
February 12, 2021

Could The “Four Pots Method” Give You Total Control of Your Finances?

In terms of everyday banking, most people have one current account and one or two savings accounts. (Not counting shared bank accounts). But did you know that you can actually have as many personal current accounts as you like with the same bank? Ideally, four current accounts? You may wonder why anyone would do that […]

Can I Take Out A Payday Loan On Benefits
January 29, 2021

Can I Take Out a Payday Loan If I Am on Benefits?

Almost all of us need a loan at some point, however if you are in receipt of benefits applying for a traditional loan with a bank or building society may not be possible. Many of the traditional lending streams are unavailable to those who are on benefits, yet there are alternative lenders which are often […]

All You Need to Know about Guarantor Loans in the Coronavirus Crisis
January 27, 2021

All You Need to Know about Guarantor Loans in the Coronavirus Crisis

The popularity of guarantor loans has skyrocketed in recent years. But the method of borrowing which involves a third party underwriting repayments has hit the headlines during the coronavirus pandemic. Why is this and what options do you have? Guarantor Loans – the Current Picture As the end of 2020 has been and gone, the […]