Cobra Payday Loans Blog

personal finance apps
August 2, 2020

Keep Your Spending in Check With These Top Personal Finance Apps

Keeping track of your personal finances can seem like an overwhelming or even tedious task. However, careful budgeting is an important aspect of maintaining a healthy bank balance. If you have financial goals in mind, such as paying off a credit card, saving for a new car, or saving for a house deposit, keeping your […]

what to do if you lost you rjob
July 31, 2020

Losing Your Job: The Survivors’ Guide

Losing your job can be a traumatic event for a range of financial and personal reasons. Still, unfortunately, it’s becoming an ever more common event in light of the economic shocks surrounding the Coronavirus pandemic. While there’s often nothing you can do if your company isn’t in a position to keep you employed, that doesn’t […]

moving house expenses
July 30, 2020

Are There Hidden Costs When You Move House?

Moving house can be a stressful and expensive process – there are always costs to consider when you decide to find yourself a new home. There will even be many hidden costs you might not have considered. It’s important to be aware of them and plan to ensure you have the funds to complete your […]

stamp duty scrapped
July 29, 2020

Stamp Duty Scrapped for Homebuyers on Properties Worth up to £500,000

Since the Chancellor, Rishi Sunak, announced a Stamp Duty Land Tax (SDLT) reduction, the topic has dominated headlines for the past few weeks, seeing financial and property experts weighing in on the announcement. But what does it mean for the economy, the housing market, and for you? We’ve broken down some of the key points […]

peachy in administration

Payday Loan Company Peachy Collapses Into Administration

Payday loan companies have long been criticised for offering extortionately high-interest rates to their customers – often people that are struggling to get by from month to month. Since the increasing backlash and complaints against these companies began a few years ago, many of them have fallen casualty and collapsed into administration – such as […]

Top Tips To Create A Monthly Budget
July 26, 2020

How to Create a Monthly Budget – 7 Step Guide

Organising your finances gives you peace of mind, no matter how much or how little cash you have. Creating a monthly budget is one of the simplest ways to take control of your finances and get the most out of your income. It’s a valuable exercise in understanding how money works and – importantly – […]

Recover financially from coronavirus
July 19, 2020

How to Recover Financially After Coronavirus

The ongoing COVID-19 crisis has affected the pockets of almost everyone in the UK. Since the government announced the initial lockdown measures in March of this year, entire sections of the economy have either been curtailed or shut down entirely, inevitably signalling a significant economic shock that has been felt across the world. By extension, […]

June 21, 2020

How to Budget on a Variable Income

Figuring out how to successfully manage your money isn’t always easy. You know that you need to put your “needs” before your wants and plan for the future, but when you have so many bills to consider, it’s easy to end up feeling confused, overwhelmed, and panicked by your cash situation. Then, throw the uncertainty […]

May 6, 2020

Quick Tips to Reduce Your Financial Stress This Month

Money makes the world go around. The unfortunate truth is that the less cash you have, the more stressed you’re going to be. Worrying about money can leave many of us struggling with sleepless nights and stomach pains, and that’s before the bills start arriving on the door matt. If your cash situation often has […]

April 1, 2020

Could Reaching Your Savings Goals Be Easier than You Thought?

Saving money is difficult, right? It means that rather than spending your cash however and whenever you choose, you need to think carefully about how each penny adds up and what it means to your financial goals in the long term. However, while it’s true that saving money means changing your mindset and becoming more […]