With the coronavirus crisis set to continue for some time to come, it is a sad economic fact that many redundancies are inevitable due to the turmoil caused by the disease. For sectors hit hard, redundancies are likely to be a necessary business decision. But at this time, it is important to remember that laying […]
Christmas is that magical time of year where we, for once, forget about everything else and concentrate on our families and loved ones. Presents, good food, good drink, holidays and all sorts of other exciting things are just around the corner, but for some families, it can also mean walking a debt tightrope to make […]
The coronavirus crisis has hit everyone differently, but many of us will have felt the impact financially. There have been thousands of job losses, meaning people have had to dip into savings or apply for loans and benefits. As we emerge into a new world, it’s time to take control of your finances and get […]
It’s hard to know which is the toughest to manage. Getting paid weekly or monthly both present their own challenges. However, the horrible feeling of dread that you’re totally skint for at least one week each month is certainly not pleasant. Especially if that’s the week, the big bills need to be paid! Money constantly […]
It would be no exaggeration to state that the majority of media coverage related to payday loans does, to some extent, veer towards the negative. However, because of this, the core features associated with such loans are often overlooked and therefore, the people that could benefit may not consider them a viable option. Any loan […]
Despite careful planning of your finances, it is always possible that an unexpected expense could leave you struggling until payday. For those who do not have access to savings or traditional forms of credit, such as overdrafts and credit cards, this can lead to a financial emergency. This is especially true for those with a […]
We are heading into a winter where the only certainty is the cold. Staying warm and comfortable at home is important, but it’s vital to do it in the most efficient way possible. Money is tight for some, while others may be looking at ways to decrease their spending or improve their carbon footprint generally. […]
You may have heard about the phrase “persistent debt” in the media recently – and with good reason. This is because the FCA (Financial Conduct Authority) has recently issued a warning to lenders against a blanket suspension of credit cards to people who are classed as in persistent debt. Persistent debt is the term given […]
With the UK officially entering the biggest recession in the country’s history and many industries still struggling to survive, a growing percentage of people are now out of work, furloughed, or need to lower their expenses. If you were affected financially by the Covid-19 pandemic, you might be wondering how to save more during these […]
The unfolding COVID-19 pandemic has tested many UK families to the limit. The latest financial figures to come out of government sources only serve to heighten the worry felt by many over their financial futures. With millions of people on a furlough scheme that runs out in October and many more find themselves in a […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.