Cobra Payday Loans Guides

What is a pawnbroker

What Is a Pawnbroker and How Do They Work?

If you’ve never used a pawnbroker before, here’s everything you need to know. History of Pawnbroking While many people might assume that pawnbroking is a fairly recent concept, it has actually been in existence for hundreds of years. Indeed, researchers have found that the people of Ancient China used the basic principles of pawnbroking some […]

Who are Citizens Advice?

Who Are Citizens Advice and How Can They Help You?

Citizens Advice, which is formally called the Citizens Advice Bureau, is actually a network of independent local charities which operate all around the UK. There are literally hundreds of Citizens Advice branches located around the UK, including offices across England, Wales, Scotland, and Northern Ireland. Citizens Advice offer a free advice service designed to help […]

Debt collectors and baillifs what you need to know

Everything You Need to Know About Debt Collectors and Bailiffs

Being in a position where you have outstanding debts is no fun at all, but what makes it even worse is the risk that you will have to come into contact with either debt collectors or bailiffs. This can be an intimidating and frustrating experience for you, especially if you’re already dealing with the challenges […]

Who are the Money Advice Service

The Money Advice Service – Who Are They and How Can They Help You?

When you are weighed down by money worries – or juggling complicated household budgeting – getting independent and impartial advice can be very helpful. This is basically why The Money Advice Service (MAS) was created. The Money Advice Service is a vital source of help for people in the UK. So, it’s important to know […]

Is it possible to get a short term loan from a bank

Do Banks Lend Short Term Loans?

When you think of a financial institution, you think of a bank. At the bank, you can find all manner of financial products, services and guidance. However, one of the few things you will seldom see a bank offer is a short term loan. A bank can offer a similar sort of thing in the […]

Can your partners bad credit rating harm your ability to get credit

Can Your Partner’s Credit Rating Affect Your Chances of Getting Finance?

Handling your own finances and building a good enough credit rating to get a loan can be difficult, but did you know that in certain circumstances, it’s not only your credit rating that matters? Many people have been refused a loan because their partner’s credit rating has been bad. It doesn’t matter whether they’re a […]

Is it possible to get a loan when self employed

Can I Get a Loan If I’m Self Employed?

If you’re self-employed, you might worry that you won’t be able to get a loan. There are so many loans out there, but if you’re self-employed, it can feel like there’s precious little assistance when it comes to finding the right loan for you. The simple fact of the matter is that yes, you can […]

how to apply for loans safely

What to Look for and Be Aware of If You Want to Apply for Loans Safely

Most people need to borrow money at some point in their lives, whether for a large purchase or in an emergency. With so many lenders now on the market, it can be difficult to know who to trust and who will give you the best deals. Sometimes the best deals are too good to be […]

What exactly is a debt management plan

What Is a Debt Management Plan?

If you are in debt and owe money to your creditors, there are various options available to you when it comes to paying the debt. The exact route you take to settle your outstanding debts will usually depend on your assets and the amount of spare money you have available. We understand that mounting debts […]