Changes to the pension rules in 2015 were heralded as signalling the beginning of a new era of pension freedom. Some of the restrictive rules about how and when you could withdraw money from your pension fund were removed, making it easier for people to access their cash. While this has allowed many people to […]

Given the amount of payday loan companies that have gone into administration, liquidation, or entered a scheme of arrangement in the last few years, it’s hardly surprising that you might think payday loans have been banned in the UK. Well-known companies, such as Wonga, Cash Genie, Pounds to Pocket, Provident, and Sunny received high levels […]

It’s not too late to claim a refund and compensation on a payday loan that you found to be unaffordable, even if you have paid it off in full. Making a claim on a short-term loan and loans for people with bad credit is easy and need not cost anything. Rules around credit facilities mean […]

Choosing to be a guarantor is something that should be considered carefully before you sign your name on the dotted line. While it may be relatively easy to agree to being a guarantor, getting out of being a loan guarantor is far more complicated. In some cases, choosing to stop being a guarantor may not […]

If you’re unsure whether you have any outstanding payday loans against your name, it can be a bit tricky to identify who they were taken out with, whether any balances have been transferred to another company, and exactly what the amount remaining to be paid actually is. The information is out there; however, you just […]

Continuous Payment Authorities (CPAs) are used by many finance companies, retailers, and service providers to collect loan repayments, membership charges and subscription instalments. Though similar to a Direct Debit, CPAs have some key differences that you should understand to prevent problems from occurring. A CPA, also known as a recurring payment, allows regular sums of […]

Fearing a lender might get in touch with your employer is a common worry for many people that apply for any type of finance, but even more so with the stigma attached to payday loans. No one wants details of their personal finance shared with the people they work with. But worry no more. Payday […]

Payday loans are designed to bridge a short-term financial gap, which often occurs when an unexpected expense arises, such as a car repair bill or a broken boiler. If payday is still a few weeks away, a payday loan could provide you with access to anything from £100 up to £5,000, with most loans repaid […]

Payday loans are a popular form of short-term borrowing, with many people using these types of quick loans as a way to cover the cost of unexpected expenses. The term ‘payday’ is used as these loans are often repaid in full on the borrower’s next payday, although many lenders will allow payments to be spread […]

Having debt looming over you is never a good feeling, and we understand the anxieties and fears that might come from it – especially if you are struggling to pay them back on time. If you’re finding it hard to pay back your payday loans, then your provider might even begin to threaten you with […]