If you are concerned about bad credit and spiralling debt, you have come to the right place. In this article we set out everything you need to know to understand bad credit debt consolidation, and whether this might be the right option for your circumstances. Bad credit debt consolidation explained As the name suggests, debt […]
Every payday loan lender has slightly different acceptance requirements. Completing some small changes can make a big difference in whether your application is approved or rejected. When you need a payday loan, chances are you need the cash quickly to deal with an emergency or a temporary lack of funds. Some of the things you […]
Being declined for a loan can be a frustrating experience. However, if you’ve recently been declined for a payday loan, you’re not alone. As the FCA (Financial Conduct Authority) continues to tighten restrictions on who can access short-term finance, many applicants who were once eligible for emergency same day loans now find themselves being turned […]
Debts can easily begin to mount up. Whether it’s an unexpected life event, a change in your personal circumstances, redundancy or a growing family, it can be easy to reach for credit to solve an immediate problem. Before you know it, you’re borrowing money to pay off old debts and the amount of money you […]
Phone scams are commonly used by criminals to con people out of money fraudulently. Phone scamming is still rife in the UK, with billions of pounds lost to fraudsters every year in the UK. Older people are particularly at risk of being scammed over the phone, but anyone could fall foul of these scams, particularly […]
The majority of the time, cash advice websites are full of bright ideas to help you find new and different ways of accessing credit. For most people, it’s simply a lack of information holding them back from their next loan, and they just don’t realise that there are a few simple things that they can […]
A County Court Judgment, or CCJ as they are commonly known as, is a type of court order in England, Wales and Northern Ireland. A CCJ can be registered against an individual which fails to repay a creditor. If a CCJ is not paid promptly it can impact your ability to obtain credit for up […]
If you’re considering applying for a short term loan, perhaps as a result of a financial emergency, then you might be wondering what is the best way to go about it. If you’ve had difficulties managing money in the past, or have been turned down for credit then you may be concerned that your application […]
There are some important benefits to be gained from getting access to instant cash, as long as you find a recognised and approved lending source. That includes being able to rely on an immediate loan to help you with an emergency purchase, major repair or serious cash flow problem. However, there are also good reasons […]
There are many reasons why people struggle with bad credit. If you’ve defaulted on payments or had late repayments on loans, bills and store cards in the past, your credit score might have taken a bit of a battering. Alternatively, perhaps you simply haven’t had the chance to build up a strong credit history, due […]
Open banking is the term used to describe a series of reforms which made it safe and secure for customers to share bank details with regulated third parties. This has revolutionised the financial sector, opening up the field for third party apps and online banks to offer a huge range of money management services to […]
Before lockdown, card payments were already becoming the norm in high-street retailers and local shops alike. But the sudden closure of physical retailers and the need for stringent hygiene measures due to the pandemic has hastened the decline of cash payments. Not only are more consumers paying for things online than ever before, but card […]
Pretty much everybody has had their lives majorly disrupted by the global Covid-19 pandemic, however this unprecedented worldwide event has affected parents much more than most others. Around the world, schools have been closed for several months now, and the usually action packed summertime has been replaced by a tentative crawl out of lockdown. It […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.