If you’ve never used a pawnbroker before, here’s everything you need to know. History of Pawnbroking While many people might assume that pawnbroking is a fairly recent concept, it has actually been in existence for hundreds of years. Indeed, researchers have found that the people of Ancient China used the basic principles of pawnbroking some […]
Citizens Advice, which is formally called the Citizens Advice Bureau, is actually a network of independent local charities which operate all around the UK. There are literally hundreds of Citizens Advice branches located around the UK, including offices across England, Wales, Scotland, and Northern Ireland. Citizens Advice offer a free advice service designed to help […]
Being in a position where you have outstanding debts is no fun at all, but what makes it even worse is the risk that you will have to come into contact with either debt collectors or bailiffs. This can be an intimidating and frustrating experience for you, especially if you’re already dealing with the challenges […]
When you are weighed down by money worries – or juggling complicated household budgeting – getting independent and impartial advice can be very helpful. This is basically why The Money Advice Service (MAS) was created. The Money Advice Service is a vital source of help for people in the UK. So, it’s important to know […]
When you think of a financial institution, you think of a bank. At the bank, you can find all manner of financial products, services and guidance. However, one of the few things you will seldom see a bank offer is a short term loan. A bank can offer a similar sort of thing in the […]
There are numerous times during your life when an organisation will be compelled to assess your credit rating to understand better your capacity to pay for something. There are two key types of credit checks – soft and hard – and though they are somewhat similar, there are some differences that you should be aware […]
Handling your own finances and building a good enough credit rating to get a loan can be difficult, but did you know that in certain circumstances, it’s not only your credit rating that matters? Many people have been refused a loan because their partner’s credit rating has been bad. It doesn’t matter whether they’re a […]
If you’re self-employed, you might worry that you won’t be able to get a loan. There are so many loans out there, but if you’re self-employed, it can feel like there’s precious little assistance when it comes to finding the right loan for you. The simple fact of the matter is that yes, you can […]
Most people need to borrow money at some point in their lives, whether for a large purchase or in an emergency. With so many lenders now on the market, it can be difficult to know who to trust and who will give you the best deals. Sometimes the best deals are too good to be […]
If you are in debt and owe money to your creditors, there are various options available to you when it comes to paying the debt. The exact route you take to settle your outstanding debts will usually depend on your assets and the amount of spare money you have available. We understand that mounting debts […]
The cost of a wedding in the UK often runs into the tens of thousands of pounds and, while it is your special day, it is worth considering some ways to lower the bill. It is possible to have a perfectly wonderful day, with most of the trimmings, on a budget. You just need to […]
If you have multiple debts which you are struggling to repay, you are not alone. There are many ways to tackle your debt, and one of the most popular options is a debt consolidation loan. A variety of lenders specialise in these types of loans, with many considering lending to those with a bad credit […]
If you find yourself in a tricky financial situation, there are many different ways you can borrow money – you can ask for help from family and friends if they can provide it, you can use a credit card, use lending companies or else take out a loan from a bank. Different types of loans […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.