It’s not too late to claim a refund and compensation on a payday loan that you found to be unaffordable, even if you have paid it off in full. Making a claim on a short-term loan and loans for people with bad credit is easy and need not cost anything. Rules around credit facilities mean […]
Choosing to be a guarantor is something that should be considered carefully before you sign your name on the dotted line. While it may be relatively easy to agree to being a guarantor, getting out of being a loan guarantor is far more complicated. In some cases, choosing to stop being a guarantor may not […]
If you’re unsure whether you have any outstanding payday loans against your name, it can be a bit tricky to identify who they were taken out with, whether any balances have been transferred to another company, and exactly what the amount remaining to be paid actually is. The information is out there; however, you just […]
Continuous Payment Authorities (CPAs) are used by many finance companies, retailers, and service providers to collect loan repayments, membership charges and subscription instalments. Though similar to a Direct Debit, CPAs have some key differences that you should understand to prevent problems from occurring. A CPA, also known as a recurring payment, allows regular sums of […]
Fearing a lender might get in touch with your employer is a common worry for many people that apply for any type of finance, but even more so with the stigma attached to payday loans. No one wants details of their personal finance shared with the people they work with. But worry no more. Payday […]
Payday loans are designed to bridge a short-term financial gap, which often occurs when an unexpected expense arises, such as a car repair bill or a broken boiler. If payday is still a few weeks away, a payday loan could provide you with access to anything from £100 up to £5,000, with most loans repaid […]
Payday loans are a popular form of short-term borrowing, with many people using these types of quick loans as a way to cover the cost of unexpected expenses. The term ‘payday’ is used as these loans are often repaid in full on the borrower’s next payday, although many lenders will allow payments to be spread […]
Having debt looming over you is never a good feeling, and we understand the anxieties and fears that might come from it – especially if you are struggling to pay them back on time. If you’re finding it hard to pay back your payday loans, then your provider might even begin to threaten you with […]
Buying a home is an exciting time – whether you’re getting a mortgage for the first time or you’re moving on to something bigger and better. If you’ve found that perfect dream property or you’re just thinking about buying in the future, being savvy to the ins and outs of finances pays off in the […]
When looking for a loan it’s important to ensure you use an FCA authorised lender. For your convenience we have listed below all current active payday and short term lenders available in the UK, these are all direct lenders, no brokers are in this list. Many of them are part of our own panel of […]
We all look forward to our weekends, whether we are excited about a few days to rest or eager to make the most of our free time with action-packed days. However, if you are looking to reduce your outgoings, expensive weekends can quickly start to add up. Many of us have financial goals which we […]
Buying a first home is still seen by millions of Britons as a rite of passage, allowing people to set up a family of their own and start paying into an asset that they actually own. But for many people, it feels like a next step that is increasingly out of reach, particularly for young […]
Payday and doorstep lenders have been with us for years. Unfortunately, some of them were lending at very high interest rates, with unpleasant practices such as aggressive debt collection, poor affordability checks, and overcharging fees. On 1st April 2014, the Financial Conduct Authority became the regulator for these companies and began cracking down on unfair […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.