Cobra Payday Loans Guides

Is it possible to get a short term loan from a bank

Do Banks Lend Short Term Loans?

When you think of a financial institution, you think of a bank. At the bank, you can find all manner of financial products, services and guidance. However, one of the few things that you will almost never see a bank offer is a short term loan. A bank can offer a similar sort of thing, […]

Can your partners bad credit rating harm your ability to get credit

Can Your Partner’s Credit Rating Affect Your Chances of Getting Finance?

Handling your own finances and building a good enough credit rating to get a loan can be difficult, but did you know that in certain circumstances, it’s not only your credit rating that matters? There have been many people who have been refused a loan because their partner’s credit rating has been bad. It doesn’t […]

Is it possible to get a loan when self employed

Can I Get a Loan If I’m Self Employed?

If you’re self-employed you might worry that you won’t be able to get a loan. There are so many loans out there, but if you’re self-employed it can feel like there’s precious little assistance when it comes to finding the right loan for you. The simple fact of the matter is that yes, you can […]

how to apply for loans safely

What to Look for and Be Aware of If You Want to Apply for Loans Safely

Most people need to borrow money at some point in their lives, whether it be for a large purchase, or in the event of an emergency. With so many lenders now on the market, it can be difficult to know who to trust and who will give you the best deals. Sometimes the best deals […]

What exactly is a debt management plan

What Is a Debt Management Plan?

If you are in debt and owe money to your creditors, there are a variety of options available to you when it comes to paying the debt. The exact route you take to settle your outstanding debts will usually depend on your assets and the amount of spare money you have available. We understand that […]

Is it possible to get a loan while on Universal Credit

Can I Get a Loan If I’m on Universal Credit?

Universal Credit is a Government benefit scheme aimed at offering financial assistance for people whose income is low or who are out of work. In the current climate, the number of people on Universal Credit is rising, many of whom have never been on it before. One question that people ask is whether it’s possible […]

What score is classed as 'bad' in the UK

What Is a Bad Credit Score in the UK?

Your credit score is like a passport to credit in the UK, and that little number can mean the difference between getting a mortgage or a loan and having your application rejected. However, considering it’s an important number in most people’s lives, credit scores are widely misunderstood. Tending to your credit score is an important […]

Prevent yourself falling victim to a cloned loan company

How to Protect Yourself From Cloned Loan Companies

It can sometimes feel that the internet is full of crooks and scammers. Not a day goes by when most of us receive a so-called phishing email, trying to tempt us to part with our money, or login details for bank accounts and subscription services. Most are fairly easy to spot but succeed by contacting […]

Can utility bills have an effect on your credit score

Do Utility Bills Affect Your Credit Score?

If you’re trying to improve your credit score, it’s important to take into account every detail which might make a mark. In some cases, this could even include your utility bills – how you pay them, whether you pay them on top, and whether you’re on top of them all. Do Credit Reference Agencies Look […]