Cobra Payday Loans Guides

Should I consolidate my bad credit debt

How to consolidate bad credit debt

If you are concerned about bad credit and spiralling debt, you have come to the right place. In this article we set out everything you need to know to understand bad credit debt consolidation, and whether this might be the right option for your circumstances. Bad credit debt consolidation explained As the name suggests, debt […]

What is the best way to get approved

How to get a payday loan approved

Every payday loan lender has slightly different acceptance requirements. Completing some small changes can make a big difference in whether your application is approved or rejected. When you need a payday loan, chances are you need the cash quickly to deal with an emergency or a temporary lack of funds. Some of the things you […]

Been declined a loan

What to do if you are declined a loan

Being declined for a loan can be a frustrating experience. However, if you’ve recently been declined for a payday loan, you’re not alone. As the FCA (Financial Conduct Authority) continues to tighten restrictions on who can access short-term finance, many applicants who were once eligible for emergency same day loans now find themselves being turned […]

What is a debt relief order

What is a debt relief order?

Debts can easily begin to mount up. Whether it’s an unexpected life event, a change in your personal circumstances, redundancy or a growing family, it can be easy to reach for credit to solve an immediate problem. Before you know it, you’re borrowing money to pay off old debts and the amount of money you […]

Don_t let yourself

How to avoid being scammed over the phone

Phone scams are commonly used by criminals to con people out of money fraudulently. Phone scamming is still rife in the UK, with billions of pounds lost to fraudsters every year in the UK. Older people are particularly at risk of being scammed over the phone, but anyone could fall foul of these scams, particularly […]

When should you not take out cash loans

When should you avoid cash loans?

The majority of the time, cash advice websites are full of bright ideas to help you find new and different ways of accessing credit. For most people, it’s simply a lack of information holding them back from their next loan, and they just don’t realise that there are a few simple things that they can […]

Everything you need to know about CCJs

What Are CCJ’s? County Court Judgments Explained

A County Court Judgment, or CCJ as they are commonly known as, is a type of court order in England, Wales and Northern Ireland. A CCJ can be registered against an individual which fails to repay a creditor. If a CCJ is not paid promptly it can impact your ability to obtain credit for up […]

How to apply for and secure a small loan

How to apply for a small loan

If you’re considering applying for a short term loan, perhaps as a result of a financial emergency, then you might be wondering what is the best way to go about it. If you’ve had difficulties managing money in the past, or have been turned down for credit then you may be concerned that your application […]

When is it best to avoid taking out quick loans

When should you avoid quick loans?

There are some important benefits to be gained from getting access to instant cash, as long as you find a recognised and approved lending source. That includes being able to rely on an immediate loan to help you with an emergency purchase, major repair or serious cash flow problem. However, there are also good reasons […]

Are bad credit loans safe to use

How safe are bad credit loans?

There are many reasons why people struggle with bad credit. If you’ve defaulted on payments or had late repayments on loans, bills and store cards in the past, your credit score might have taken a bit of a battering. Alternatively, perhaps you simply haven’t had the chance to build up a strong credit history, due […]