List of Direct Lenders in the UK
When looking for a loan it’s important to ensure you use an FCA authorised lender. For your convenience we have listed below all current active payday and short term lenders available in the UK, these are all direct lenders, no brokers are in this list. Many of them are part of our own panel of lenders.
118 118 Money
| Website: | 118118money.com |
| Company: | Madison CF UK Limited |
| Company Number: | 08393840 |
| FCA Ref No: | 741774 |
| Address: | 3 Alexandra Gate, Ffordd Pengam, Cardiff, Caerdydd, CF24 2SA |
| Email: | customerservices@118118money.com |
| Phone: | 08000 118 000 |
Anico Finance
| Website: | anicofinance.com |
| Company: | Anico Financial Services Limited |
| Company Number: | 07372140 |
| FCA Ref No: | 718188 |
| Address: | 30-32 Queensway, London, W2 3RX |
| Email: | info@anicofinancialservices.com |
| Phone: | 020 7099 5882 |
Bamboo Loans
| Website: | bambooloans.com |
| Company: | Bamboo Limited |
| Company Number: | 05629336 |
| FCA Ref No: | 720565 |
| Address: | 1st Floor, Grenville House, Nelson Gate, Southampton, SO15 1GX |
| Email: | customer@bambooloans.com |
| Phone: | 0330 159 6014 |
Buffa
| Website: | buffa.co.uk |
| Company: | Buffa Loans Ltd |
| Company Number: | 10865145 |
| FCA Ref No: | 791745 |
| Address: | Unit 3, Tancred Close, Leamington Spa, Warwickshire, CV31 3RZ |
| Email: | team@buffa.co.uk |
| Phone: | 0800 1701 703 |
Cash4unow
| Website: | cash4unow.co.uk |
| Company: | Novaloans Ltd |
| Company Number: | 07639288 |
| FCA Ref No: | 672320 |
| Address: | 7 Limewood Way, Leeds, LS14 1AB |
| Email: | info@cash4unow.co.uk |
| Phone: | 0113 887 3434 |
CashASAP
| Website: | cashasap.co.uk |
| Company: | APFIN LTD |
| Company Number: | 07989136 |
| FCA Ref No: | 673186 |
| Address: | 3rd Floor, 12 Gough Square, London, EC4A 3DW |
| Email: | info@cashasap.co.uk |
| Phone: | 0800 488 0905 |
Cash Float
| Website: | cashfloat.co.uk |
| Company: | Western Circle Ltd |
| Company Number: | 07581337 |
| FCA Ref No: | 714479 |
| Address: | Office 8, 2A Highfield Avenue, London, NW11 9ET |
| Email: | client-service@cashfloat.co.uk |
| Phone: | 020 3757 1933 |
Conduit
| Website: | conduit.org.uk |
| Company: | Five Lamps Trading Ltd |
| Company Number: | 08029251 |
| FCA Ref No: | 791848 |
| Address: | Eldon Street, Thornaby, Stockton-on-Tees, TS17 7DJ |
| Email: | loans@conduit.org.uk |
| Phone: | 0300 111 0556 |
Creditstar
| Website: | creditstar.co.uk |
| Company: | Creditstar UK Limited |
| Company Number: | 07085760 |
| FCA Ref No: | 675392 |
| Address: | Mappin House, Oxford Street, London, Greater London, W1W 8HF |
| Email: | info@creditstar.co.uk |
| Phone: | 020 3695 7544 |
Dot Dot Loans
| Website: | dotdotloans.co.uk |
| Company: | Shelby Finance Ltd |
| Company Number: | 08117620 |
| FCA Ref No: | 713984 |
| Address: | Building 1, The Phoenix Centre, 1 Colliers Way, Nottingham, NG8 6AT |
| Email: | customerservices@dotdotloans.co.uk |
| Phone: | 0333 240 6215 |
Drafty
| Website: | drafty.co.uk |
| Company: | Gain Credit LLC |
| Company Number: | FC032134 |
| FCA Ref No: | 689378 |
| Address: | PO Box 10756, LEICESTER, LE3 4GX |
| Email: | info@drafty.co.uk |
| Phone: | 0203 695 8072 |
Everyday Loans
| Website: | everyday-loans.co.uk |
| Company: | Everyday Lending Limited |
| Company Number: | 05850869 |
| FCA Ref No: | 724445 |
| Address: | 2 Dukes Meadow, Bourne End, Buckinghamshire, SL8 5XF |
| Email: | tellmemore@everyday-loans.co.uk |
| Phone: | 08082 746423 |
Fair Finance
| Website: | fairfinance.org.uk |
| Company: | East End Fair Finance Ltd |
| Company Number: | IP29889R |
| FCA Ref No: | 717247 |
| Address: | 18-22 Ashwin Street, London, E8 3DL |
| Email: | enquiries@fairfinance.org.uk |
| Phone: | 020 8988 0627 |
Fast Loan UK
| Website: | fastloanuk.co.uk |
| Company: | East End Fair Finance Ltd |
| Company Number: | 07786732 |
| FCA Ref No: | 7673907 |
| Address: | 2 Falcon Gate, Shire Park, Welwyn Garden City, Hertfordshire, AL7 1TW |
| Email: | contactus@fastloanuk.co.uk |
| Phone: | 01438 812913 |
Fernovo
| Website: | fernovo.co.uk |
| Company: | Quidie Limited |
| Company Number: | 08110266 |
| FCA Ref No: | 674141 |
| Address: | Marco Polo House, 3-5 Lansdowne Road, Croydon, CR0 2BX |
| Email: | customercare@fernovo.co.uk |
| Phone: | 020 3476 5171 |
Fund Ourselves
| Website: | fundourselves.com |
| Company: | Fund Ourselves Ltd |
| Company Number: | 09550128 |
| FCA Ref No: | 729238 |
| Address: | WeWork, 10 York Road, London, SE1 7ND |
| Email: | hello@fundourselves.com |
| Phone: | 0800 368 9553 |
JL Money
| Website: | jlmoney.co.uk |
| Company: | Jeremy Lawrence Limited |
| Company Number: | 05224859 |
| FCA Ref No: | 727863 |
| Address: | Melbury House, 34 Southborough Road, Bromley, BR1 2EB |
| Email: | info@jlmoney.co.uk |
| Phone: | 020 3302 4020 |
Kabayan Finance
| Website: | kabayanfinance.co.uk |
| Company: | Kabayan Finance Limited |
| Company Number: | 06903492 |
| FCA Ref No: | 674390 |
| Address: | Suite 1 Murdock House, 30 Murdock Road, Bicester, Oxfordshire OX26 4PP |
| Email: | info@kabayanfinance.co.uk |
| Phone: | 020 3474 0888 |
Koyo Loans
| Website: | koyoloans.com |
| Company: | BETR Technology Ltd |
| Company Number: | 11483187 |
| FCA Ref No: | 826425 |
| Address: | Huckletree Soho, Ingestre Court, Ingestre Place, London, W1F 0JL |
| Email: | info@koyoloans.com |
| Phone: | 02039664897 |
Lending Stream
| Website: | lendingstream.co.uk |
| Company: | Gain Credit LLC |
| Company Number: | FC032134 |
| FCA Ref No: | 689378 |
| Address: | PO Box 10756, Leicester, LE3 4GX |
| Email: | info@lendingstream.co.uk |
| Phone: | 0203 808 4440 |
Likely Loans
| Website: | likelyloans.com |
| Company: | Oakbrook Finance Limited |
| Company Number: | 07831517 |
| FCA Ref No: | 707357 |
| Address: | The Poynt North, 45 Wollaton Street, Nottingham, NG1 5FW |
| Email: | info@oakbrookfinance.com |
| Phone: | 0208 080 6450 |
Loan Pig
| Website: | loanpig.co.uk |
| Company: | The Money Hive Limited |
| Company Number: | 09932988 |
| FCA Ref No: | 736632 |
| Address: | 657-657A Liverpool Road, Irlam, Manchester, Greater Manchester, M44 5XD |
| Email: | info@loanpig.co.uk |
| Phone: | 01615050301 |
Loans 2 Go
| Website: | loans2go.co.uk |
| Company: | Loans 2 Go Limited |
| Company Number: | 04519020 |
| FCA Ref No: | 679836 |
| Address: | Bridge Studios, 34a Deodar Road, London SW15 2NN |
| Email: | hello@loans2go.co.uk |
| Phone: | 0330 400 6000 |
Loans By Mal
| Website: | loansbymal.co.uk |
| Company: | Monthly Advance Loans Limited |
| Company Number: | 12070468 |
| FCA Ref No: | 912359 |
| Address: | 16 High Holborn, Holborn, London, WC1V 6BX |
| Email: | enquiries@loansbymal.co.uk |
| Phone: | 0208 125 4422 |
Miss Payday
| Website: | miss-payday.co.uk |
| Company: | The Quick Loan Shop Ltd |
| Company Number: | 08046177 |
| FCA Ref No: | 672828 |
| Address: | 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ |
| Email: | customercare@miss-payday.co.uk |
| Phone: | N/A |
MoneyBoat
| Website: | moneyboat.co.uk |
| Company: | Evergreen Finance London Ltd |
| Company Number: | 07669210 |
| FCA Ref No: | 674154 |
| Address: | 34 The Mall, High Street, Bromley, BR1 1TS |
| Email: | thecrew@moneyboat.co.uk |
| Phone: | 0203 818 7470 |
Moneyline
| Website: | moneyline-uk.com |
| Company: | East Lancashire Moneyline (IPS) Ltd |
| Company Number: | IP29282R |
| FCA Ref No: | 660597 |
| Address: | The Globe Centre, St James Square, Accrington, BB5 0RE |
| Email: | serviceteam@moneyline-uk.com |
| Phone: | 0345 643 1553 |
Morses Club
| Website: | morsesclub.com |
| Company: | Morses Club PLC |
| Company Number: | 06793980 |
| FCA Ref No: | 707379 |
| Address: | Building 1, The Phoenix Centre, 1 Colliers Way, Nottingham, NG8 6AT |
| Email: | Morses_Customer_Service@morsesclub.com |
| Phone: | 0330 045 0719 |
Mr Lender
| Website: | mrlender.com |
| Company: | PDL Finance Limited |
| Company Number: | 06738633 |
| FCA Ref No: | 673310 |
| Address: | 30 City Road, London, EC1Y 2AB |
| Email: | info@mrlender.co.uk |
| Phone: | 0208 532 1969 |
My Finance Club
| Website: | myfinanceclub.com |
| Company: | My Finance Club Limited |
| Company Number: | 07301026 |
| FCA Ref No: | 674521 |
| Address: | Electric Works, Office 3-067, 3 Concourse Way, Sheffield Digital Campus, Sheffield, S1 2BJ |
| Email: | info@myfinanceclub.com |
| Phone: | 0800 0882220 |
MyKredit
| Website: | mykredit.com |
| Company: | Global Kapital Finance Limited |
| Company Number: | 06960060 |
| FCA Ref No: | 724234 |
| Address: | Bevis Marks House, 24 Bevis Marks, London, EC3A 7JB |
| Email: | info@mykredit.com |
| Phone: | 0203 813 8485 |
Oplo
| Website: | myoplo.co.uk |
| Company: | Oplo HL Ltd |
| Company Number: | 05667257 |
| FCA Ref No: | 661248 |
| Address: | Viscount Court, Sir Frank Whittle Way, Blackpool, Lancashire FY4 2FB |
| Email: | customerservices@myoplo.co.uk |
| Phone: | 01253 603952 |
Peraloans
| Website: | peraloans.co.uk |
| Company: | Western Circle Ltd |
| Company Number: | 07581337 |
| FCA Ref No: | 714479 |
| Address: | 2a Highfield Avenue, London, NW11 9ET |
| Email: | info@peraloans.co.uk |
| Phone: | 0203 397 1744 |
Polar Credit
| Website: | polarcredit.co.uk |
| Company: | APFIN LTD |
| Company Number: | 07989136 |
| FCA Ref No: | 673186 |
| Address: | 12 Gough Square, London, EC4A 3DW |
| Email: | info@polarcredit.co.uk |
| Phone: | 0800 612 7188 |
Quidmarket
| Website: | quidmarketloans.com |
| Company: | Stagemount Limited |
| Company Number: | 07259223 |
| FCA Ref No: | 677995 |
| Address: | 2nd Floor, 6 Stanford Street, Nottingham, NG1 7BQ |
| Email: | help@quidmarket.com |
| Phone: | 0115 8456434 |
SafetyNet Credit
| Website: | safetynet.credit |
| Company: | Indigo Michael Limited |
| Company Number: | 07721420 |
| FCA Ref No: | 715525 |
| Address: | 10 Brick Street, Mayfair, London, W1J 7HQ |
| Email: | help@safetynetmail.co.uk |
| Phone: | 0800 180 8400 |
Savvy
| Website: | savvy.co.uk |
| Company: | Valour Finance Limited |
| Company Number: | 06034431 |
| FCA Ref No: | 718303 |
| Address: | First Floor, Highbank House, Exchange Street, Stockport, England, SK3 0ET |
| Email: | info@savvy.co.uk |
| Phone: | 0800 007 5888 |
Smart-Pig
| Website: | smart-pig.com |
| Company: | FCL Consumer Finance Ltd |
| Company Number: | 07694453 |
| FCA Ref No: | 671696 |
| Address: | 3 Jephson Court, Tancred Close, Leamington Spa, CV31 3RZ |
| Email: | team@smart-pig.com |
| Phone: | 0203 5071 930 |
Tappily
| Website: | tappily.co.uk |
| Company: | Indigo Michael Limited |
| Company Number: | 07721420 |
| FCA Ref No: | 715525 |
| Address: | 10 Brick Street, Mayfair, London, W1J 7HQ |
| Email: | customer.services@tappilymail.co.uk |
| Phone: | 0800 822 3400 |
The Money Platform
| Website: | themoneyplatform.com |
| Company: | Gracombex Ltd |
| Company Number: | 09413521 |
| FCA Ref No: | 716455 |
| Address: | 66-67 Newman Street, Fitzrovia, London, W1T 3EQ |
| Email: | support@themoneyplatform.com |
| Phone: | 020 3962 1696 |
The One Stop Money Shop
| Website: | theonestopmoneyshop.co.uk |
| Company: | The One Stop Money Shop Limited |
| Company Number: | 04402345 |
| FCA Ref No: | 713424 |
| Address: | Ground Floor, Cora House, 20, Gills Yard, Wakefield, WF1 3BZ |
| Email: | apply@theonestopmoneyshop.co.uk |
| Phone: | 01924 377771 |
The Quick Loan Shop
| Website: | thequickloanshopltd.co.uk |
| Company: | The Quick Loan Shop Ltd |
| Company Number: | 08046177 |
| FCA Ref No: | 672828 |
| Address: | 31 Dashwood Avenue, High Wycombe, Bucks, HP12 3DZ |
| Email: | info@thequickloanshopltd.co.uk |
| Phone: | 0203 3974627 |
THL Direct
| Website: | thldirect.co.uk |
| Company: | Total Home Loans Direct Limited |
| Company Number: | 06752234 |
| FCA Ref No: | 673015 |
| Address: | 470 Holdenhurst Road, Bournemouth, Dorset, BH8 9AQ |
| Email: | info@thl-uk.com |
| Phone: | 0330 223 0177 |
Wageme
| Website: | wageme.com |
| Company: | WAGEME.COM LTD |
| Company Number: | 08093563 |
| FCA Ref No: | 673281 |
| Address: | MH Conference Centre, Mount Road, Tettenhall Wood, Wolverhampton, WV6 8HL |
| Email: | customer.services@wageme.com |
| Phone: | 0207 993 0742 |
Inactive Lenders
The following are lenders that are not currently offering new loans or have temporarily ceased trading. If you would like a list of lenders that have gone into administration and closed completely please click here
Avant Credit
| Website: | avantcredit.co.uk |
| Company: | AvantCredit of UK, LLC |
| Company Number: | BR017867 |
| FCA Ref No: | 727347 |
| Address: | 11-12 Hanover Square. London. W1S 1JJ |
| Email: | support@avantcredit.co.uk |
| Phone: | 0800 610 1516 |
Ferratum
| Website: | ferratum.co.uk |
| Company: | Ferratum UK Ltd |
| Company Number: | 07349566 |
| FCA Ref No: | 672537 |
| Address: | Suite 318, 25 Goodlass Road, Liverpool, Merseyside, L24 9HJ |
| Email: | customercare@ferratum.co.uk |
| Phone: | 0151 601 8611 |
Oakam
| Website: | oakam.com |
| Company: | Oakam Ltd |
| Company Number: | 05878249 |
| FCA Ref No: | 678734 |
| Address: | Oakam Limited, Sunley House, Bedford Park, Croydon, CR0 2AP |
| Email: | help@oakam.com |
| Phone: | 02039 111 777 |
Wizzcash
| Website: | wizzcash.com |
| Company: | Emergency Cash Limited |
| Company Number: | 07527455 |
| FCA Ref No: | 673428 |
| Address: | 14th Floor, 33 Cavendish Square, London, W1G 0PW |
| Email: | info@wizzcash.com |
| Phone: | 02037407273 |
Zippa Loans
| Website: | zippaloans.com |
| Company: | Zippa Limited |
| Company Number: | NI623044 |
| FCA Ref No: | 711298 |
| Address: | 6-16 Duncrue Crescent, Belfast, County Antrim, BT3 9BW |
| Email: | help@zippa.com |
| Phone: | 0800 980 4410 |
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