If you are concerned about bad credit and spiralling debt, you have come to the right place. In this article we set out everything you need to know to understand bad credit debt consolidation, and whether this might be the right option for your circumstances. Bad Credit Debt Consolidation Explained As the name suggests, debt […]
Every payday loan lender has slightly different acceptance requirements. Completing some small changes can make a big difference in whether your application is approved or rejected. When you need a payday loan, chances are you need the cash quickly to deal with an emergency or a temporary lack of funds. Some of the things you […]
Being declined for a loan can be a frustrating experience. However, if you’ve recently been declined for a payday loan, you’re not alone. As the FCA (Financial Conduct Authority) continues to tighten restrictions on who can access short-term finance, many applicants who were once eligible for emergency same day loans now find themselves being turned […]
Debts can easily begin to mount up. Whether it’s an unexpected life event, a change in your personal circumstances, redundancy or a growing family, it can be easy to reach for credit to solve an immediate problem. Before you know it, you’re borrowing money to pay off old debts and the amount of money you […]
Phone scams are commonly used by criminals to con people out of money fraudulently. Phone scamming is still rife in the UK, with billions of pounds lost to fraudsters every year in the UK. Older people are particularly at risk of being scammed over the phone, but anyone could fall foul of these scams, particularly […]
The majority of the time, cash advice websites are full of bright ideas to help you find new and different ways of accessing credit. For most people, it’s simply a lack of information holding them back from their next loan, and they just don’t realise that there are a few simple things that they can […]
A County Court Judgment, or CCJ as they are commonly known as, is a type of court order in England, Wales and Northern Ireland. A CCJ can be registered against an individual which fails to repay a creditor. If a CCJ is not paid promptly it can impact your ability to obtain credit for up […]
If you’re considering applying for a short term loan, perhaps as a result of a financial emergency, then you might be wondering what is the best way to go about it. If you’ve had difficulties managing money in the past, or have been turned down for credit then you may be concerned that your application […]
There are some important benefits to be gained from getting access to instant cash, as long as you find a recognised and approved lending source. That includes being able to rely on an immediate loan to help you with an emergency purchase, major repair or serious cash flow problem. However, there are also good reasons […]
There are many reasons why people struggle with bad credit. If you’ve defaulted on payments or had late repayments on loans, bills and store cards in the past, your credit score might have taken a bit of a battering. Alternatively, perhaps you simply haven’t had the chance to build up a strong credit history, due […]
Everyone makes mistakes. But money missteps, banking blunders and lending laments can be costly and take years to rectify. Britain is in the midst of economic turmoil with future job losses seemingly inevitable and less household income likely to affect millions as a result of the COVID-19 pandemic. People of all ages are going to […]
In 2019, there were numerous offers available that allowed consumers to take a credit card and transfer the credit to another card to pay off the balance. Then they would be given an interest-free period in which they could pay back the balance. This was an excellent way for consumers to avoid expensive interest rates […]
The recent Coronavirus outbreak has altered our lives in many ways during 2020, but one of the most significant and potentially long-term changes has been the reduction in the use of physical money. With people now less likely to want to come into contact with banknotes and coinage, the prospect of a cashless society is […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.