If you are concerned about bad credit and spiralling debt, you have come to the right place. This article sets out everything you need to know to understand bad credit debt consolidation and whether this might be the right option for your circumstances. Bad Credit Debt Consolidation Explained As the name suggests, debt consolidation essentially […]
Every payday loan lender has slightly different acceptance requirements. However, completing some small changes can make a big difference in whether your application is approved or rejected. When you need a payday loan, chances are you need the cash quickly to deal with an emergency or a temporary lack of funds. Some of the things […]
Being declined for a loan can be a frustrating experience. However, if you’ve recently been declined for a payday loan, you’re not alone. As the FCA (Financial Conduct Authority) continues to tighten restrictions on who can access short-term finance, many applicants who were once eligible for emergency same day loans now find themselves being turned […]
Debts can easily begin to mount up. Whether it’s an unexpected life event, a change in your personal circumstances, redundancy or a growing family, it can be easy to reach for credit to solve an immediate problem. Before you know it, you’re borrowing money to pay off old debts, and the amount of money you […]
Phone scams are commonly used by criminals to con people out of money fraudulently. Phone scamming is still rife in the UK, with billions of pounds lost to fraudsters every year in the UK. Older people are particularly at risk of being scammed over the phone. Still, anyone could fall foul of these scams, particularly […]
Most of the time, cash advice websites are full of bright ideas to help you find new and different ways of accessing credit. But, unfortunately, for most people, it’s simply a lack of information holding them back from their next loan, and they don’t realise that there are a few simple things that they can […]
A County Court Judgment, or CCJ as they are commonly known, is a type of court order in England, Wales and Northern Ireland. A CCJ can be registered against an individual who fails to repay a creditor. If a CCJ is not paid promptly, it can impact your ability to obtain credit for up to […]
If you’re considering applying for a short term loan, perhaps as a result of a financial emergency, then you might be wondering what the best way to go about it is. If you’ve had difficulties managing money in the past, or have been turned down for credit, then you may be concerned that your application […]
There are some important benefits to be gained from getting access to instant cash, as long as you find a recognised and approved lending source. That includes being able to rely on an immediate loan to help you with an emergency purchase, major repair or serious cash-flow problem. However, there are also good reasons to […]
There are many reasons why people struggle with bad credit. For example, if you’ve defaulted on payments or had late repayments on loans, bills and store cards in the past, your credit score might have taken a bit of a battering. Alternatively, perhaps you haven’t had the chance to build up a strong credit history, […]
We all look forward to our weekends, whether we are excited about a few days to rest or eager to make the most of our free time with action-packed days. However, if you are looking to reduce your outgoings, expensive weekends can quickly start to add up. Many of us have financial goals which we […]
Buying a first home is still seen by millions of Britons as a rite of passage, allowing people to set up a family of their own and start paying into an asset that they actually own. But for many people, it feels like a next step that is increasingly out of reach, particularly for young […]
Payday and doorstep lenders have been with us for years. Unfortunately, some of them were lending at very high interest rates, with unpleasant practices such as aggressive debt collection, poor affordability checks, and overcharging fees. On 1st April 2014, the Financial Conduct Authority became the regulator for these companies and began cracking down on unfair […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.