When you’re looking at loans, one of the most confusing things to get your head around is the annual percentage rate, or APR. It is also one of the most misunderstood. All payday loans will be advertised with the APR clearly shown. If a lender does not tell you the APR, then avoid them, as […]
Are you looking for information on how or when to avoid taking out a payday loan or emergency loan? The good news is that even when finances are tight, there are still lots of ways you can get by without having to borrow money at high cost. But how exactly can you achieve this? The […]
Most of us get into debt. Credit enables us to invest in the here and now and make plans for the future. But getting trapped into a debt cycle can be difficult or almost impossible to escape. There is a way out. Mortgages, student finance, investment in home improvements and buying a new and reliable […]
While it’s important to be responsible in terms of money management, sometimes life’s unexpected twists and turns mean that we find ourselves in need of financial help from time to time. This can be in the form of a payday loan, credit card, overdraft or other financial service. Whether you need to fund repairs to […]
When you have a short term financial crisis, it can be difficult to figure out what options you might have to obtain funds in a hurry. Payday loans are one quick and easy option, but there may be other avenues you can explore as well. While payday loans are suitable for short term lending, they […]
Anybody who has ever tried to access finance knows how vital their credit score is to their ability to borrow money. It’s your passport to money, but while most of the information is there to confirm that you are who you say you are, there are also parts of the score that will determine whether […]
You’re never too young to start thinking about money – especially when it comes to building those responsible habits and practices that can benefit your life further down the line. While many young people go into the world with little money knowledge, a little bit of extra time spent on finances can go a long […]
The coronavirus pandemic across the world has caused many changes in how we run our lives. From how many people we meet outside to those who are struggling to find a new, or a first, job. Financial security of families is a really big concern. According to statistics, about 730,000 people in the UK lost […]
Having a baby is one of life’s greatest joys, there’s nothing else like bringing your own bundle of cuteness home from the hospital. However, there’s no getting away from the fact that it can also be an expensive time. It’s hard to know what you are going to need as a first-time parent and there […]
Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.