Are you looking for information on how or when to avoid taking out a payday loan or emergency loan? The good news is that even when finances are tight, there are still lots of ways you can get by without having to borrow money at high cost. But how exactly can you achieve this? The […]
Most of us get into debt. Credit enables us to invest in the here and now and make plans for the future. But getting trapped into a debt cycle can be difficult or almost impossible to escape. There is a way out. Mortgages, student finance, investment in home improvements and buying a new and reliable […]
While it’s important to be responsible in terms of money management, sometimes life’s unexpected twists and turns mean that we find ourselves in need of financial help from time to time. This can be in the form of a payday loan, credit card, overdraft or other financial service. Whether you need to fund repairs to […]
When you have a short term financial crisis, it can be difficult to figure out what options you might have to obtain funds in a hurry. Payday loans are one quick and easy option, but there may be other avenues you can explore as well. While payday loans are suitable for short term lending, they […]
Anybody who has ever tried to access finance knows how vital their credit score is to their ability to borrow money. It’s your passport to money, but while most of the information is there to confirm that you are who you say you are, there are also parts of the score that will determine whether […]
Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed). Representative 669.35% APR (variable).
If you are being rejected for loans and credit cards again and again, we understand it can be difficult to know where you are going wrong. Many credit cards are now marketed as being for those with poor credit scores, and offer same day approval and spending. However, where this has not been your experience, […]
In terms of everyday banking, most people have one current account and one or two savings accounts. (Not counting shared bank accounts). But did you know that you can actually have as many personal current accounts as you like with the same bank? Ideally, four current accounts? You may wonder why anyone would do that […]
Almost all of us need a loan at some point, however if you are in receipt of benefits applying for a traditional loan with a bank or building society may not be possible. Many of the traditional lending streams are unavailable to those who are on benefits, yet there are alternative lenders which are often […]