There are some important benefits to be gained from getting access to instant cash, as long as you find a recognised and approved lending source. That includes being able to rely on an immediate loan to help you with an emergency purchase, major repair or serious cash-flow problem. However, there are also good reasons to […]

There are many reasons why people struggle with bad credit. For example, if you’ve defaulted on payments or had late repayments on loans, bills and store cards in the past, your credit score might have taken a bit of a battering. Alternatively, perhaps you haven’t had the chance to build up a strong credit history, […]

Payday loans and other forms of short term borrowing are becoming more and more popular, and there is an increasing number of lenders popping up. They make sense; most people only want to borrow a little bit of money over a short period of time to help them through a spot of financial hardship – […]

Applying for a loan seems like a scary process, especially if you’ve never applied before. Your mind may be swimming with questions: what type of loan do you go for? How much should you borrow? How long will it take to repay the loan? All of these are important and valid questions, but they’re easily […]

Dealing with the estate and finances of a deceased person can always be difficult, especially when the issue is compounded by the grief felt at the person’s death. This problem can become even worse, however, when there are still outstanding debts that need repaying. Knowing who has to deal with that debt and how they […]

If you’ve been wondering whether no credit check loans exist, the answer to your question is yes – in theory. However, in practice, they should not be offered by lenders in the UK, and with good reason. It may even be against the law for a payday lender to offer you a loan without a […]

What Is an IVA? An IVA, or Individual Voluntary Agreement, is a financial arrangement intended to manage significant debts. Individual Voluntary Arrangements are usually made between a consumer and the organisations to whom money is owed. An IVA can be helpful in the case of an individual owing money to a number of different companies […]

Understanding your credit score might seem complicated. A quick search on Google will bring up plenty of pages detailing what credit scores mean and suggestions on how to boost yours – but does it all actually make a difference? With conflicting pieces of advice out there, it can be hard to know how to put […]

Payday loans are incredibly easy to apply for and access. According to the Citizens Advice Bureau (CAB) Payday Loans Survey, 98% of borrowers stated that they found payday loans easy to use. However, ease of access to money makes this source of financing potentially dangerous. It is the model of payday loan companies to make […]

If you have bad credit, it can be difficult to know where to turn if you need a loan. Sometimes there’s no way around it. You need to borrow money to get you out of a financial pinch – but where can you turn? Fortunately, if you have bad credit, you’re not alone, it’s an […]