Payday Loans UK

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Rates from 49.9% APR to max 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £250 borrowed for 30 days. Total amount repayable is £310.00. Interest charged is £60.00, annual interest rate of 292% (fixed).Representative 669.35% APR (variable).

Warning: Late repayment can cause you serious money problems. For help, go to

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Payday Loans UK – Borrow From £100 to £5000

When something urgent comes up, and you need to obtain a quick short-term loan, come to us, and we’ll help you get what you need.

Payday loans UK are designed for emergency situations for residents of the United Kingdom. We can help you secure a same-day loan of between £100 and £5,000, and it’s a breeze to get started. If you need money fast, we can link you with the payday loans UK residents need.

It’s simple to apply, and we can help you get the best possible deal for your circumstances.

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Borrow from £100 to £5000

How do UK payday loans work?

We can help you obtain an instant loan in a matter of minutes. You simply need to select ‘apply now‘ and fill out our short online application. We ask for a few personal details like your name, address and contact details – nothing complicated. We like to make it as simple as possible for you as we know you are probably already in a stressful situation.

Short-term loans don’t discriminate. You can apply if you have poor credit, unlike most mainstream personal loan products. There will be no intrusive background checks either. As long as you provide the necessary information in your initial application and it all checks out, you have a very high chance of securing an online loan fast.

To take out a payday loan in the UK, there are some basic requirements:

  • You must be aged 18+ when you apply
  • You must be able to demonstrate that you live in the UK
  • You must have a bank account for the money to be paid into
  • You must be employed, or be able to prove a consistent income


What Our Customers Say About Us

What information do I need to provide?

The online application form for a payday loan is not complicated. It is designed to ascertain that you meet the eligibility criteria and are in a position to make the necessary repayments. The length of time it will take to get approved varies from one case to another, but we always aim to help you get the funds as quickly as possible.

The application form will ask you to provide details of the following:

    • The amount of money you need (the loan size)
    • Personal information (for identification purposes)
    • Current address (to prove you are a UK resident)
    • Residential status
    • Information about employment, income and outgoings (to help assess whether you can afford repayments)
    • Bank account (to transfer the funds upon acceptance of the loan agreement)

When can payday loans be helpful?

There are many short-term financial problems that can arise where a payday loan could help. Amongst these problems there are things like:

  • Large, important purchases
  • Unexpected bills
  • Home repairs like a broken washing machine or broken down boiler
  • Problems with your car, van or other vehicle
  • Funeral costs
  • Other sudden, unforeseen expenses

When should I NOT consider a payday loan?

When you’re in an unexpected cash emergency, a payday loan can be a good solution. However, there are many financial problems that instant loans are not designed to help with, including:

  • Paying off existing debts
  • Making a payment to a bailiff or credit company
  • Paying normal household bills like gas, electricity, water or rent
  • Spending on leisure or entertainment
  • Buying non-essential items or gadgets

If you are having difficulties keeping up with your existing financial obligations, a payday loan could worsen your financial situation. We recommend you seek advice from an organisation like the Money Helper or Stepchange.

How can a broker help?

When you apply for an emergency loan through a credit broker, it can save you a lot of time and maximise your chances of getting approved quickly. You won’t have to submit multiple applications with different lenders to get approval – you simply fill out a single application with us, and we will take it from there. As experts in the payday loans market with productive relationships with lenders, we have strong knowledge of the deals available for people with different circumstances. Our input will ensure your application is placed with the right lender for you and fully understand your loan agreement’s terms.

With the help of a credit broker, everything will happen more quickly and with far less stress. As a result, you will also significantly reduce the risk of negatively impacting your credit score. In addition, if you have questions at any stage in the process, we can give you the answers to ensure you fully understand what’s happening. What’s more, by making the entire process happen quickly and smoothly, we can help you resolve the urgent situation in your life as swiftly as possible so that you can get on with your life.

Key benefits of credit brokers:

1. A single application gives you access to multiple lenders simultaneously, saving you time and stress.
2. You will be matched with the most appropriate lender that offers the best deal for your circumstances.
3. Your credit file is protected from the damage of having multiple credit checks undertaken.
4. You have the advice of an expert in your corner should you have any doubts or concerns.

The right UK payday credit brokers for me

A record of success: We have processed many thousands of successful loan applications with many satisfied customers since we came into the business. Our assistance has enabled many, many borrowers to secure funds totalling millions of pounds to help them cover an unexpected, emergency bill that life throws their way.

A high approval rate: Any borrower who applies for a payday loan through us is all but guaranteed to be approved. We have developed close partnerships with the top lenders who always approve loans when the application is completed accurately and properly. What’s more, you don’t even need to worry if your credit rating is bad because we cater for bad credit payday loans too. As expert credit brokers, we know who to place your application with to give you the best possible chance of approval. When you approach lenders directly, you don’t get this key benefit.

A complete online service: The stages of applying, processing and releasing funds all happen over the internet, meaning they happen in the fastest possible way. We understand that there is a factor of urgency when you apply for an instant loan, so we have gone above and beyond to ensure the full process happens as quickly as possible.

Unbeatable terms: Thanks to our partnerships with the leading payday loans providers in the UK, the loans our clients are offered have very competitive rates. Take a look at our representative APR and compare that with our competitors’ rates – we think you’ll see the proof is in the pudding. Furthermore, if you have problems meeting the obligations laid out in your loan agreement, you can contact us ahead of time, and we’ll help you facilitate new terms that are more manageable. Our team is available round the clock to deal with correspondence. Of course, the lender will dictate the new terms but, with our help, you will be able to avoid issues like defaulting on your payments.

We are FCA authorised and regulated: We display our FCA authorisation number clearly on our website. You can confirm our authorisation by finding us in the FCA’s registry. You will find all our company information there, including our physical address. You should never trust a payday lender that is not transparent about its company details.

Data protection: We are fully compliant with GDPR, as are all our partners. The protection of your data is of paramount importance, so we pull out all the stops to ensure there is no chance of your personal information falling into the wrong hands.

Apply for a loan today

Borrow from £100 to £5000

Fast, reliable service

If you face an unexpected bill or expense that needs to be urgently addressed, a payday loan may be a good option for you. Of course, you may want to seek advice first before deciding, but if you want to go ahead, you should start filling out an application with us. It only takes a few minutes, and we will set about placing your application with the right lender to get you the funds you need in a matter of minutes!

Our service is fully authorised by the FCA and trusted by countless clients who have resolved their urgent situations with minimal fuss. We make it fast and simple to secure the emergency funds you need, and you can depend on us to put your safety front and centre. So if a payday loan is what you need, get started with your application right away.