Terms And Conditions

Acceptance of Terms

Your continued use of this website and its services constitutes an agreement to the terms and conditions laid out within this document. Your continued access to CobraPaydayLoans.co.uk depends on your agreement to these terms.


We maintain our rights to adjust these terms at any moment without issuing prior notice. Continued use of the website following any changes to the terms and conditions constitutes your agreement to those alternations.

Our Service

CobraPaydayLoans.co.uk offers services under the registered trading name Ready Money Capital Limited. Our trading name is on the Financial Services Register under number 802557. This company does not offer direct financing or loan products and cannot provide money directly to you.

You can access our service by completing our application form, which we will use to introduce your circumstances to finance providers and partners. These third-party organisations may be able to offer credit to you. Submitting your application means that you consent to us matching your information with a partner lender. We will forward applications to the relevant third parties only when lenders indicate a high chance of them being able to provide a loan.

Cost examples

Any example costs or payment amounts on this website are examples only. Terms, rates, and other references to payments are given simply as an example to help our customers better understand the products available.

This website doesn’t charge for any services. However, we cannot guarantee that other providers will not request a deposit for an application process. We do recommend that you do not pay for an application to be considered. Because we are not lenders ourselves, we have no control over the decisions made regarding your application.

When you fill out our application and pass it onto a lender, this lender will conduct checks to determine your eligibility for credit. This may involve a credit check carried out on your current and previous financial history.

Third party sites

CobraPaydayLoans.co.uk may feature some links to certain third-party websites and organisations. These sites are not within our control, and we do not endorse those websites. We are not responsible for the availability or content found on the websites linked to from here.

Intellectual property rights

Your decision to use this website constitutes an agreement to access the content for your personal gain. None of this content may be used for business requirements, and you are not permitted to copy, download, reproduce, sell, store, or distribute the content without permission from our site owner.

Trademarks, copyrights, and intellectual property rights for this website and its content are fully owned and maintained by CobraPaydayLoans.co.uk.


CobraPaydayLoans.co.uk is unable to guarantee that any lender accepting your application will be able to fund your finance request fully. We do not take liability for any losses you may incur using this website unless we are found to have acted outside of the guidelines indicated in these terms and conditions or are deemed negligent to the standards of UK law.


Your use of this website indicates that you agree to indemnify and hold this website and our agents innocent from any allegations associated with liabilities, losses, legal costs, and other costs you may incur when using this website in breach of the terms and conditions listed here.


We maintain the right to adjust and sever any terms and conditions in this document that are deemed unenforceable or invalid in any way. If a term or condition is deemed inappropriate, that condition may be severed, and the remaining information listed here will remain to be in full effect.

Governing laws

The terms and conditions outlined in this document are construed per the Welsh and English laws. Using this website indicates you are subject to the exclusive jurisdiction of the courts in the United Kingdom (England and Wales).


If you have any issues with the service received on this website, you can contact us at compliance@readymoney.co.uk, or send a complaint in writing to our address listed below. The team will be responsible for investigating your issue and finding a solution to any complaints you may have.

If you have chosen to go ahead with an offer for finance from one of our third-party lenders and you have an issue with your loan, make sure you contact them directly.

If you are concerned about anything in this document that you consider to be misleading or inaccurate, please get in touch with us using the form on our contact page.
Our address for physical mail is:

Cobra Payday Loans, Ready Money Capital LTD, Woodwater House, Pynes Hill, Exeter, Devon, EX2 5WR